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Debt Purchase


(One has to be extremely careful if releasing their home equity, by way of a charge etc) Pros
  • Would stave off and stop creditor hassle.
  • Transfer of notifiable debts.
  • Would not affect income
  • No payments would need to be made
  • A way to consolidate existing debts, without taking on further borrowing.
Cons
  • A security would be required. (Home etc)
  • Need to show formal proof of debt
  • Could be an administration cost.
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